Our Positive case studies
A selection of the many clients we have helped
Refinancing an 18-Unit Block Unit Scheme to Fuel Future Growth
Positive Lending helps refinance an 18-unit block, securing £1.87m with Allica Bank while releasing equity for the client’s next property investment.
Second Charge Unlocks £72k Debt Consolidation While Client Remains Tied In
Tied into their mortgage until June 2028, this client needed to consolidate £72,807 of debt after their further advance application was declined.
A Larger Loan, Lower Rate and £26,500 Saved on a Complex Bridging Case
After another lender couldn’t raise enough, Positive secured a £1.352m regulated bridge at 0.95%, saving the client £26,500 in fees and interest.
A Tailored Regulated Bridging Case Study
Keeping the Chain Intact with Specialist Bridging Finance The Client Background A broker approached us on behalf of a client seeking a bridging loan to refinance their existing residential property, valued at £460,000. The property had an outstanding mortgage...
Unsecured Business Loan Case Study
Fast Funding Enables Strategic Business Acquisition The Client Background A broker approached us on behalf of a client looking to expand their existing business through the acquisition of another company. The opportunity offered significant growth potential, but the...
Second Charge Mortgage Debt Consolidation Case Study
A Second Charge Solution When Other Options Failed The Client Background A broker approached us with a case involving a client seeking to raise £72,500. The funds were required to consolidate debts that had accumulated following substantial works carried out to...
Complex Commercial Bridging Case Study
Structuring Complex Commercial Security Across Multiple Sites The Client Background A broker approached us with a complex commercial bridging requirement involving multiple security properties and the acquisition of a new commercial site. The existing portfolio...
Commercial Investment Case Study
Unlocking Value from a SSAS to Fund a Residential Purchase The Client Background A broker approached us with clients seeking to capital raise against an unencumbered freehold industrial property held within their pension structure (SSAS). While the facility...
Equity Release Case Study
Beating the Deadline on a Complex Equity Release Case The Client Background A broker approached us with an urgent equity release case where the client needed to redeem an existing bridging loan that was due to expire imminently. The property in London added an...
First Time Buyer Commercial Mortgage Case Study
First Step into Commercial Investment The Client Background A client was looking to take their first step into commercial property investment by purchasing a soft play centre, combining a business opportunity with a long-term asset. As a first-time commercial...
Second Charge Mortgage Case Study
Fast Debt Consolidation Despite Recent Credit Blip The Client Background Positive Lending recently arranged a second charge mortgage at 67% LTV (loan to value) to support almost £50,000 of unsecured debt consolidation in just six working days. The debt had...
First Time Buyer Residential Mortgage Case Study
A Positive Solution to Non Standard Construction The Client Background One of our own team members, a first-time buyer, came to us for support with their mortgage, proof that even those who work in the industry don’t always have a straightforward route when it comes...













