SECOND CHARGE MORTGAGES

Second Mortgages offer value to clients who are:

  • Tied into a current mortgage with redemption penalties
  • Benefiting from an existing low mortgage rate but wanting to raise capital
  • Being offered a further advance with a higher rate
  • Currently on an interest only mortgage product
  • Wishing to capital raise for business purposes, including deposits for buy to let mortgages
  • Keen to retain their current mortgage product but have historic adverse credit
  • Recently self-employed, retired or attract income from multiple sources
  • Capital raising on buy to let property to increase portfolio.

Our team has over 150 years’ experience in this sector and we offer tailored solutions to suit your process. We will prepare a quotation for you in minutes when you wish to consider other options in addition to a remortgage or further advance.

With a whole of market lender panel covering every solution, we are able to assist your clients with a second mortgage.

We offer a ‘full advice’ service or a ‘no advice’ packaged solution

 

If you are not authorised to advise on, or have limited experience with, second charge mortgages, we will provide a full advice service.

Alternatively, if you are authorised to advise on second charge mortgages, we will provide you with ‘packaged’ solution. We tailor our support to fit your requirements. Please call our head office team or click here for details of commission and any applicable clawbacks.

Want to instantly submit cases and track their progress? We give you Case Flow!

 

Want to submit a case to us? Do so via Case Flow and let us take care of the rest.

With Case Flow, you can review your clients’ progress at any time, submit supporting documents or review the case file.

Register here.

Positive Promise
  • Arrange a second mortgage in less than 30 days from application 85% 85%
  • Provide advice on behalf of our intermediaries 74% 74%
  • Returned calls within 4 hours 96% 96%
  • Second Charge quotations on the same day 97% 97%

OUR SECOND CHARGE MORTGAGE TEAM

Kieran Jenner

Kieran Jenner

Position: Second Charge Mortgage Adviser
Phone: 01202 854 409
Email: [email protected]
Categories: Second Charge Mortgage Team

Kieran jenner Bio 2023

Kieran Jenner

Second Charge Mortgage Adviser

Gary Ellis

Gary Ellis

Position: Head of Broker Support
Phone: 01202 850 871
Email: [email protected]
Categories: Broker Support Team, Second Charge Mortgage Team

Gary Ellis Bio 2023

Gary Ellis

Head of Broker Support

Alisha McKinney

Alysha McKinney

Position: Second Charge Mortgage Adviser
Phone: 01202 850 836
Email: [email protected]
Categories: Second Charge Mortgage Team

Aylsha Mckinney Bio 2023

Alysha McKinney

Second Charge Mortgage Adviser

Georgia McGonigle

Georgia McGonigle

Position: Head of Second Charge Underwriters
Phone: 01202 406290
Email: [email protected]
Categories: Second Charge Mortgage Team

Georgia McGonigle Bio 2023

Georgia McGonigle

Head of Second Charge Underwriters

Suzanne Brown

Suzanne Brown

Position: Underwriter
Phone: 01202 406293
Email: [email protected]
Categories: Second Charge Mortgage Team

Suzanne Brown Bio 2024

Suzanne Brown

Underwriter

George Downton

George Downton

Position: Underwriter
Phone: 01202 850843
Email: [email protected]
Categories: Second Charge Mortgage Team

George Downton Bio 2024

George Downton

Underwriter

Brad McGonigle

Brad McGonigle

Position: Second Charge Mortgage Adviser
Phone: 01202 406 299
Email: [email protected]
Categories: Second Charge Mortgage Team

Brad McGonigle Bio 2025

Brad McGonigle

Second Charge Mortgage Adviser

Shana Luxman Photo

Shana Luxman

Position: Second Charge Mortgage Adviser
Phone: 01202 850 838
Email: [email protected]
Categories: Second Charge Mortgage Team

Shana Luxman Bio 202

Shana Luxman

Second Charge Mortgage Adviser

Chris Kyriacou

Chris Kyriacou

Position: Second Charge Mortgage Adviser
Phone: 01202 850 873
Email: [email protected]
Categories: Second Charge Mortgage Team

Chris Kyriacou

Chris Kyriacou

Second Charge Mortgage Adviser

Download our Second Charge Mortgage Enquiry Form for INTRODUCERS.

Download our Second Charge Mortgage Enquiry Form for DIRECT CUSTOMERS.