SECOND CHARGE MORTGAGE

Second Mortgages offer value to clients who are:

  • Tied into a current mortgage with redemption penalties
  • Benefiting from an existing low mortgage rate but wanting to raise capital
  • Being offered a further advance with a higher rate
  • Currently on an interest only mortgage product
  • Wishing to capital raise for business purposes, including deposits for buy to let mortgages
  • Keen to retain their current mortgage product but have historic adverse credit
  • Recently self-employed, retired or attract income from multiple sources
  • Capital raising on buy to let property to increase portfolio.

Our team has over 150 years’ experience in this sector and we offer tailored solutions to suit your process. We will prepare a quotation for you in minutes when you wish to consider other options in addition to a remortgage or further advance.

With a whole of market lender panel covering every solution, we are able to assist your clients with a second mortgage.

 

 

We offer a ‘full advice’ service or a ‘no advice’ packaged solution

If you are not authorised to advise on, or have limited experience with, second charge mortgages, we will provide a full advice service. Alternatively, if you are authorised to advise on second charge mortgages, we will provide you with ‘packaged’ solution. We tailor our support to fit your requirements. Please call our head office team or click here for details of commission and any applicable clawbacks.

 

Want to instantly submit cases and track their progress? We give you Case Flow!

Want to submit a case to us? Do so via Case Flow and let us take care of the rest. With Case Flow, you can review your clients’ progress at any time, submit supporting documents or review the case file. Register here.

Positive Promise
  • Arrange a second mortgage in less than 30 days from application 85% 85%
  • Provide advice on behalf of our intermediaries 74% 74%
  • Returned calls within 4 hours 96% 96%
  • Second Charge quotations on the same day 97% 97%

OUR SECOND CHARGE MORTGAGE TEAM

Declan Thomas

Declan Thomas

Position: Mortgage Adviser
Phone: 01202 850 841
Email: [email protected]
Categories: Later Life Lending, Mortgage Desk, Specialist Team

Dec Thomas Bio 2023

Declan Thomas

Mortgage Adviser

Kieran Jenner

Kieran Jenner

Position: Mortgage Adviser
Phone: 01202 854 409
Email: [email protected]
Categories: Mortgage Desk

Kieran jenner Bio 2023

Kieran Jenner

Mortgage Adviser

Gareth Colston

Gareth Colston

Position: Mortgage Adviser
Phone: 01202 850 845
Email: [email protected]
Categories: Mortgage Desk

Gareth Colston Bio 2023

Gareth Colston

Mortgage Adviser

Brad McGonigle

Brad McGonigle

Position: Mortgage Adviser
Phone: 01202 406 299
Email: [email protected]
Categories: Mortgage Desk

Brad McGonigle Bio 2023

Brad McGonigle

Mortgage Adviser

Nick S

Nick Shephard

Position: Head of Mortgage Processing & Mortgage Desk Manager
Phone: 01202 850 876
Email: [email protected]
Categories: Mortgage Desk, Underwriting

Nick Shephard Bio 2023

Nick Shephard

Head of Mortgage Processing & Mortgage Desk Manager

Alisha McKinney

Alysha McKinney

Position: Mortgage Adviser
Phone: 01202 850 836
Email: [email protected]
Categories: Mortgage Desk

Aylsha Mckinney Bio 2023

Alysha McKinney

Mortgage Adviser

Celi Digby

Celi Digby

Position: Specialist Mortgage Case Manager
Phone: 01202 854401
Email: [email protected]
Categories: Mortgage Desk

Celi Digby Bio 2023

Celi Digby

Specialist Mortgage Case Manager

Edward Barnes

Edward Barnes

Position: Specialist Mortgage Case Manager
Phone: 01202850877
Email: [email protected]
Categories: Mortgage Desk

Ed Barnes Bio 2023

Edward Barnes

Specialist Mortgage Case Manager

Download our Second Charge Mortgage Enquiry Form for INTRODUCERS.

Download our Second Charge Mortgage Enquiry Form for DIRECT CUSTOMERS.