Our Lenders & Consumer Duty
The FCA has set out rules and guidance for Consumer Duty that sets higher and clearer standards of consumer protection across financial services and requires that firms put their customers’ needs first. To find out more about the Consumer Duty guidance, click here to visit the FCA website.
To find out more about what Positive Lending is doing about Consumer Duty please click here to visit our Consumer Duty page.
Here’s what our Lenders are doing
Target Market Lifestyle Flex
BLUESTONE
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CENTRAL TRUST
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Intermediary Letter
First Charge Mortgages
CHORLEY BUILDING SOCIETY
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Buy to Let Mortgages
Fixed Rate Residential Mortgages
Discounted Residential Mortgages
Self Build Mortgages
DUDLEY BUILDING SOCIETY
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Residential Mortgages
Ex Pat Residential Mortgages
Right to Buy Mortgages
Self Build Mortgages
Shared Ownership Mortgages
EQUIFINANCE
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FAMILY BUILDING SOCIETY
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Fair Value Assessment
Owner Occupier Core Mortgages
Owner Occupier Expat Mortgages
Family & Family First Guarantor Mortgages
Joint Mortgage Sole Owner Mortgages
FAMILY BUILDING SOCIETY
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FOUNDATION HOME LOANS
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Lump Sum Lifetime Mortgage
Owner Occupier Offset Mortgages
Retirement Interest Only (RIO) Mortgages
Core Fixed – All Repayment Types
Core Fixed – Capital Repayment Only
Core Variable – All Repayment Types
Core Variable – Capital Repayment Only
Professionals Fixed
Professionals Variable
Regulated Bridging Product
GREENFIELD
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HARPENDEN BUILDING SOCIETY
Website link
Consumer Duty Blog
Residential Owner-Occupied
Buy-to-Let (BTL), Holiday Let and 2nd Home
Self-Build
Retention for Residential Owner-Occupied, BTL & Holiday Let/2nd Home
KENSINGTON
Website link
BTL HMO/MUB Mortgage Fixed For Initial Term Range
BTL Mortgage Fixed For Initial Term Range
Help to Buy Mortgage Fixed For Initial Term Range
Residential Mortgage Fixed For Initial Term Range
Right To Buy Mortgage Fixed For Initial Term Range
Shared Ownership Mortgage Fixed For Initial Term Range
KENSINGTON
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KENT RELIANCE FOR INTERMEDIARIES
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Residential Mortgage Fixed For Term Range
BTL Tracker Mortgage With Discount For Initial Period Range/p>
Residential Tracker With A Discount For An Initial Period Range
Core
Extra Flex
KENT RELIANCE FOR INTERMEDIARIES
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LENDINVEST
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Income Flex
Shared Ownership
Regulated Bridge Product
Residential Mortgages – Complex Income
Residential Mortgages – Credit Friendly
LENDINVEST
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LIVEMORE
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Residential Mortgages – Key Worker
Residential Mortgages – Qualified Professional
Equity Release – Fixed Term Mortgage Products
Retirement Interest Only Mortgage (RIO)
MARKET HARBOROUGH BUILDING SOCIETY
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MT FINANCE
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NATWEST
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Regulated Bridging
Commercial Mortgages
Green Loans
NORTON HOME LOANS
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Website link
First Charge Mortgages
Second Charge Mortgages
Bridging Loans
PEPPER MONEY
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Equity Release Target Market & Fair Value Statements
THE TIPTON
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TOGETHER
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UTB
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VIDA HOMELOANS
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Buy to Let Mortgages
WEST ONE
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