Our Positive Case Studies
A selection of the many clients we have helped
£99,000 Second Charge to Consolidate Debts and Support a Fresh Financial Start
Tied into their mortgage until June 2028, this client needed to consolidate £72,807 of debt after their further advance application was declined.
Refinancing an 18-Unit Block Unit Scheme to Fuel Future Growth
Positive Lending helps refinance an 18-unit block, securing £1.87m with Allica Bank while releasing equity for the client’s next property investment.
Second Charge Unlocks £72k Debt Consolidation While Client Remains Tied In
Tied into their mortgage until June 2028, this client needed to consolidate £72,807 of debt after their further advance application was declined.
A Larger Loan, Lower Rate and £26,500 Saved on a Complex Bridging Case
After another lender couldn’t raise enough, Positive secured a £1.352m regulated bridge at 0.95%, saving the client £26,500 in fees and interest.
£123,000 Commercial Mortgage for Established Business with Recent CVA
Positive Lending secured £123,000 commercial finance for an established contractor following a CVA, using a semi-commercial property, HMO income and additional security.
A Second Charge Solution for a Time-Sensitive Overseas Property Purchase
Positive Lending secured a £150,000 second charge after a further advance was declined, helping the clients fund an overseas property purchase and complete in 17 working days.
A Lifetime Mortgage Solution When Other Brokers Couldn’t Help
Positive Lending secured a £100,000 lifetime mortgage at 37% LTV for a client whose unusual property location had prevented four other brokers from finding a solution.
£58,000 Second Charge to Maximise Borrowing on a Buy-to-Let
Positive Lending secured a £58,000 second charge at 75% LTV, allowing the client to maximise borrowing on an interest-only basis without triggering early repayment charges.
£60,000 Second Charge to Clear HMRC Debt and Reduce Monthly Commitments
Positive Lending secured a £60,000 second charge to clear HMRC debt, consolidate unsecured borrowing and fund home improvements, reducing monthly commitments by £1,756.
£10k Early Repayment Charge Avoided with a Second Charge Debt Consolidation Solution
When a further advance was declined and a £10k redemption penalty ruled out remortgaging, Positive secured a second charge solution in just 14 working days.
Regulated Bridging Finance to Refinance Existing Short-Term Finance
Positive Lending secured a £1.78m regulated bridge at 80% LTV, refinancing existing short-term finance while providing additional funds and flexible exit options.
Fast-Track Residential Purchase for a Social Media Influencer
See how Positive Lending packaged a complex residential purchase for a self-employed influencer, securing a £522,000 mortgage at 95% LTV in only 7 working days.













