Our Positive case studies
A selection of the many clients we have helped
Rapid Second Charge Funding for an Auction Buy-to-Let Purchase
Broker’s client needed fast funding to buy a buy-to-let property at auction. Positive Lending secured a £92,000 second charge mortgage in just 14 working days.
A Second Charge Solution for a Time-Sensitive Overseas Property Purchase
Specialist second charge solution helped raise £58,000 for a buy-to-let extension, avoiding ERCs and maximising borrowing despite valuation challenges.
Lifetime Mortgage Case Study
After four brokers failed, Positive Lending secured a £100,000 lifetime mortgage for a vulnerable client with a complex property, delivering the solution they thought impossible.
Commercial Mortgage Case Study – CVA Complexity Overcome with Strong Semi-Commercial Security
Positive secured funding for an established contractor in a CVA, using strong semi-commercial security, rental income and a clear case structure.
Second Charge Mortgage for Debt Consolidation & Home Improvements Case Study
A £60,000 second charge mortgage helped clear an HMRC tax bill, consolidate debts and fund home improvements, reducing monthly commitments by £1,756.
Commercial Mortgage Case Study – Supporting Owner-Occupier Purchase with Complex Deposit
£620k commercial mortgage completed for owner-occupier carpenter to buy their workshop. Complex deposit funded via unsecured loan successfully structured.
Second Charge Mortgage Home Extension Case Study – £58,000 Raised for Property Improvements Without Costly ERCs
Specialist second charge solution helped raise £58,000 for a buy-to-let extension, avoiding ERCs and maximising borrowing despite valuation challenges.
A Tailored Regulated Bridging Case Study – Keeping the Chain Intact
A broker approached us on behalf of a client seeking a bridging loan to refinance their existing residential property, and fund essential works on a new property before it could become their long-term family home.
Unsecured Business Loan Case Study – Fast Funding Enables Strategic Business Acquisition
Fast unsecured funding of £182k helped a client complete a time-sensitive business acquisition within two weeks, securing future growth plans.
Second Charge Mortgage Debt Consolidation Case Study
Discover how Positive Lending secured a £72,500 second charge mortgage at 95% LTV, helping a client consolidate debt when remortgage or a further advance were unavailable.