by Nicky Wright | Oct 23, 2026 | News
When a client is looking to borrow in later life, the conversation can quickly turn to RIO mortgages and equity release. Both can help older homeowners access borrowing, but they work in very different ways. The right route will usually depend less on the...
by Nicky Wright | Oct 23, 2026 | News
A default, missed payment or County Court Judgment from several years ago does not necessarily mean a client cannot get a mortgage. However, it can make the case more complicated. The options available will depend on what happened, how long ago it occurred,...
by Andy Timmins | May 28, 2026 | News
One of the most important structuring decisions brokers make is whether to recommend a second charge mortgage or a full remortgage. At face value, this can appear to be a simple rate comparison. In reality, the decision is far more nuanced. The right...
by Andy Timmins | May 6, 2026 | News
Bridging is still often seen as a niche or “last resort” product. Most brokers know it’s quick, but far fewer are using it to shape deals, keep transactions alive, or create opportunities for their clients. In reality, bridging isn’t just about speed; it’s...
by Andy Timmins | Mar 10, 2026 | News
By Tom Worbey, Senior Product Manager (Lending), Redwood Bank Mixed-use properties are increasingly attracting experienced landlords looking for more resilient and flexible investment strategies. With higher interest rates, tighter regulation and ongoing...
