by Nicky Wright | Nov 11, 2026 | News
By David Coleman, Head of Sales at Positive Lending Following the latest Budget announcements, two policy shifts stand out for specialist property and financial advisers. The increase in property income tax coming in April 2027, and the temporary rise in bank...
by Nicky Wright | Oct 30, 2026 | News
For self-employed clients, fluctuating income, business expenses, and household commitments can make it difficult to cover a large tax liability in one payment, even where substantial equity is held in a property. A second charge mortgage could offer a suitable...
by Nicky Wright | Oct 29, 2026 | News
First-time landlords are becoming an increasingly common part of the buy-to-let (BTL) market, yet many of cases are still approached with unnecessary caution at broker level. A persistent myth is that BTL lending is designed primarily for experienced portfolio...
by Nicky Wright | Oct 23, 2026 | News
When a client is looking to borrow in later life, the conversation can quickly turn to RIO mortgages and equity release. Both can help older homeowners access borrowing, but they work in very different ways. The right route will usually depend less on the...
