by Nicky Wright | Sep 10, 2026 | Case Study
The Client Background A broker approached us on behalf of an established electrical and building contractor with a 24-year trading history. The business had recently entered into a Company Voluntary Arrangement (CVA), with outstanding unpaid debtors creating added...
by Nicky Wright | Sep 1, 2026 | Case Study
The Client Background A broker approached us on behalf of applicants who required £150,000 to support the purchase of a second home abroad. The applicants had initially approached their existing lender for a further advance, but the application was declined as the...
by Nicky Wright | Aug 18, 2026 | Case Study
The Client Background The client had been trying to secure equity release since September 2024, having approached four brokers before coming to Positive Lending. Each had been unable to help due to the property’s location behind a commercial unit, which significantly...
by Nicky Wright | Aug 4, 2026 | Case Study
The Client Background A broker approached us on behalf of a client wanting to raise the maximum possible funds to support a property extension, on an interest-only basis, against a buy-to-let property. The client’s existing lender limited additional borrowing to...
by Nicky Wright | Jul 21, 2026 | Case Study
The Client Background A broker approached us with a client struggling to capital raise. The client had a significant outstanding tax liability from a period of self-employment, alongside unsecured debts built up during a spell of unemployment, which had become...
by Nicky Wright | Jul 7, 2026 | Case Study
The Client Background A mortgage broker approached Positive Lending on behalf of clients looking to consolidate unsecured debt accumulated over several years from family needs, vehicle problems, and unexpected veterinary bills. Their existing lender declined a further...
by Nicky Wright | Jun 23, 2026 | Case Study
The Client Background A broker approached Positive Lending on behalf of a client who needed to refinance an existing £1,532,941.99 bridging loan. The client required a new short-term facility to repay the existing finance, while also raising additional funds to cover...
by Nicky Wright | Jun 9, 2026 | Case Study
The Client Background A broker approached Positive Lending on behalf of a self-employed applicant looking to purchase a residential property. The client earned their income primarily as a social media influencer, creating a more complex income profile than many...
by Andy Timmins | May 28, 2026 | News
One of the most important structuring decisions brokers make is whether to recommend a second charge mortgage or a full remortgage. At face value, this can appear to be a simple rate comparison. In reality, the decision is far more nuanced. The right...
by Andy Timmins | May 26, 2026 | Case Study
Keeping the Chain Intact with Specialist Bridging Finance The Client Background A broker approached us on behalf of a client seeking a bridging loan to refinance their existing residential property, valued at £460,000. The property had an outstanding mortgage...
